Insurance Coverage Explained

Understand the protection options available for your rental

Liability CoverageIncluded

$1,000,000

Third-party liability coverage is included with every ItWhip rental at no additional cost. This covers bodily injury and property damage to others.

  • Up to $1,000,000 in third-party liability protection
  • Covers bodily injury to other people
  • Covers property damage to other vehicles and objects

Comprehensive Protection

From $12/day

Protects against non-collision damage including theft, vandalism, weather events, fire, and animal strikes.

  • Theft and attempted theft coverage
  • Weather damage (hail, flood, wind)
  • Vandalism and fire protection

Collision Protection

From $15/day

Covers damage to the rental vehicle from collisions with other vehicles, objects, or single-vehicle accidents.

  • Accidents with other vehicles
  • Single-vehicle collisions (guardrails, poles)
  • Rollover and road hazard incidents

Bring Your Own Insurance (BYOI)

You can use your personal auto insurance as primary coverage for your rental. This may reduce or eliminate the need for additional protection plans.

  • Your policy must explicitly cover rental vehicles
  • Upload a valid declarations page or insurance card during booking
  • Coverage must be active for the entire rental period
Insurance Coverage Explained | Support | ItWhip