STRIPE CONNECT PAYOUTS

Get Paid Fast. Keep Up to 90%.

Secure, transparent payouts powered by Stripe Connect. Earn up to 90% on every trip with direct deposit in 2-3 business days.

Powered by Stripe
Bank-level security
Instant payouts available

Get Set Up in Minutes

Connect your bank account through Stripe and start earning. Quick, secure onboarding with no upfront costs.

Stripe Connect Setup

Secure payment processing

Create Your Profile

2 min

Sign up and verify your identity. We use Stripe's secure identity verification.

Business Verification

1 min

Confirm your business type (individual or company) and tax information.

Link Bank Account

1 min

Connect your bank account or debit card for direct deposits.

Start Earning

Instant

Your account is ready. Payouts begin after your first completed trip.

Complete Stripe Setup

You'll be redirected to Stripe's secure portal to complete verification

Why Stripe Connect?

  • Used by millions of businesses worldwide including Lyft, DoorDash, and Instacart
  • Bank-level 256-bit AES encryption for all financial data
  • PCI DSS Level 1 certified — the highest level of payment security
  • Real-time fraud detection and prevention powered by machine learning
  • Support for instant payouts to eligible debit cards

What You'll Need

Government ID

Driver's license or passport

Bank Account

Checking or savings account

SSN or EIN

For tax reporting (1099-K)

Phone Number

For verification codes

How Payouts Work

Trip Completed

Guest returns car, trip ends successfully

Day 0

Processing

Mileage Forensics™ verified, earnings calculated

Day 1

Payout Sent

Funds transferred via Stripe Connect

Day 2

In Your Bank

Funds available in your account

Day 2-3

Need money faster?

Eligible hosts can enable Instant Payouts to receive funds in minutes instead of days. Available for eligible debit cards with a small fee.

Earnings by Insurance Tier

Your earnings depend on what insurance coverage you bring to the platform.

Platform Coverage

40%earnings

60% platform fee

  • No insurance needed — platform provides all coverage
  • $1M liability coverage included
  • Comprehensive + collision coverage
  • 24/7 roadside assistance

Best for: New hosts, occasional renters

Most Popular

P2P Coverage

75%earnings

25% platform fee

  • Bring your own P2P insurance policy
  • State Farm, USAA, or similar P2P coverage
  • Platform gap coverage for claims
  • Lower deductibles vs. basic tier

Best for: Active hosts with P2P policies

Commercial Coverage

90%earnings

10% platform fee

  • Bring commercial auto insurance
  • Lowest platform fee — keep 90%
  • Priority listing placement
  • Fleet manager tools included

Best for: Fleet operators, serious hosts

Example: 3-Day SUV Rental at $75/day (Standard Tier)

Trip Price

$225

3 days × $75/day

Your Earnings

$168.75

75% of trip price

Platform Fee

$56.25

25% platform fee

Security Deposit

Held

Released after trip

Payout Methods

Bank Transfer (ACH)

Free • 2-3 days
  • No fees — completely free
  • Arrives in 2-3 business days
  • Checking or savings account
  • Automatic recurring payouts

Instant Payout

1% fee • Minutes
  • Funds in minutes, not days
  • Available for eligible debit cards
  • Small 1% fee per payout
  • Available 24/7 including weekends

Scheduled Payout

Free • Weekly/Monthly
  • Set a weekly or monthly schedule
  • Predictable cash flow
  • Automatic batch processing
  • Email notifications on payout day

Real-Time Earnings Dashboard

Track every dollar in your host dashboard. See pending payouts, completed transfers, and earnings history at a glance.

Available Balance

$1,247.50

Pending

$425.00

This Month

$3,890.75

All Time

$28,450.00

Recent Transactions

Bank Transfer

Payout for Tesla Model 3 rental

+$247.50

Feb 14

Trip Earnings

Honda CR-V • 5-day rental

+$281.25

Pending

Trip Earnings

Toyota Camry • 3-day rental

+$168.75

Pending

Bank Transfer

Weekly payout batch

+$1,000.00

Feb 10

Tax Reporting Made Easy

We handle the heavy lifting. Stripe automatically generates your tax documents and we provide detailed earnings summaries for your accountant.

  • Automatic 1099-K generation when eligible
  • Year-end earnings summary available January 31
  • Per-trip breakdown for accurate reporting
  • Integration with TurboTax and popular tax software
Explore tax deductions for car sharing hosts

Tax Documents

Available in your dashboard

1099-K (2025)Available Jan 2026
Annual Earnings SummaryDownload
Transaction History (CSV)Download

Payout FAQs

When do I get paid after a trip?

Payouts are processed 1-2 business days after a trip ends. For bank transfers (ACH), funds arrive in 2-3 business days. Instant payouts to eligible debit cards arrive in minutes.

What percentage do I keep?

Your earnings depend on your insurance tier. Platform Coverage hosts keep 40%, P2P Coverage hosts keep 75%, and Commercial Coverage hosts keep 90%. The more coverage you bring, the more you earn.

Is there a minimum payout amount?

The minimum payout amount is $1.00. Stripe processes payouts regardless of the amount, so you'll receive your earnings even from short rentals.

How do I enable instant payouts?

In your dashboard, go to Payouts > Settings and add an eligible Visa or Mastercard debit card. Instant payouts have a 1% fee and funds arrive within minutes.

What about taxes and 1099-K forms?

Stripe automatically generates a 1099-K if you earn over $600 in a calendar year. We also provide detailed annual earnings summaries and per-trip breakdowns for easy tax filing.

Ready to Start Earning?

Join hosts earning up to 90% on every trip. Setup takes less than 5 minutes.

Want to estimate your earnings? Try our calculator

Host Payouts & Earnings | Stripe Connect | ItWhip