In Phoenix, Arizona
Skip the rental counter. Connect directly with local hosts. Fully insured, transparent pricing.
Rent from local owners with full insurance coverage
Browse cars from local Phoenix owners. Filter by type, price, features, and ESG impact score.
Complete our streamlined verification process. Just driver's license and selfie required.
Meet your host or use contactless pickup. $1M liability coverage included on every trip.
One-time setup, then rent any car on the platform
Peer-to-peer car sharing with full insurance coverage
Auto-created account with your booking. Track reservations, earn credits, unlock bonuses, and enjoy instant bookings.
Connect directly with local Phoenix car owners. Better cars, better prices, better experience.
No rental counter markup. No surge pricing. Transparent fees shown before you book.
Every rental includes comprehensive liability insurance. Add your own for 50% off deposits.
Pick up at Sky Harbor Airport, meet your host locally, or get it delivered.
See the environmental impact of your rental. Choose eco-friendly vehicles.
Coverage waterfall: host insurance → guest personal insurance (optional, 50% deposit reduction) → mandatory guest per-trip insurance (vehicle-class gated) → ItWhip platform secondary → subrogation if needed. The mandatory per-trip layer is signature to ItWhip.
ItWhip auto-logs miles and emissions on every booking. Hosts get sustainability-ready reports. Guests see their footprint at checkout and can offset in one tap.
Learn more →ItWhip is a peer-to-peer car sharing platform focused on Arizona. We offer transparent insurance tiers where YOU choose your earnings (40-90%), $1M liability coverage on all trips, advanced Mileage Forensics™ fraud prevention, and ESG impact tracking. We serve 10+ cities across the Phoenix metro and Tucson areas.
Every trip includes $1M liability coverage regardless of your tier. Physical damage coverage (collision & comprehensive), roadside assistance, and loss of use compensation are also included. Your tier determines who's primary: BASIC uses platform insurance, STANDARD/PREMIUM use your insurance with platform as backup.
Guests complete a simple 4-step verification: upload driver's license, take a selfie for ID matching, pass automated background/driving record check, and add a payment method. This is a one-time process for all future rentals. Guests who add personal insurance get 50% off security deposits.
Multiple convenient options: meet your host at a local spot, pick up at Phoenix Sky Harbor Airport, or request delivery to your address (fees may apply). You'll receive detailed instructions after booking.
Your earnings are based on your fleet size: Standard (75%) for 1-9 vehicles, Gold (80%) for 10-49 vehicles, Platinum (85%) for 50-99 vehicles, and Diamond (90%) for 100+ vehicles. All tiers include $1M liability coverage.
Earnings vary by vehicle and tier. At the 90% tier: Economy cars average $800-1,400/month, standard vehicles $1,200-2,000/month, luxury $2,000-4,000/month based on 15-20 rental days. Growing your fleet gets you to higher tiers faster.
Within 48 hours of trip completion via direct deposit - the fastest in the industry. You can track all earnings continuously through your host dashboard. We also provide automated 1099 tax documentation.
Our proprietary system that tracks odometer readings between trips to verify usage patterns, detect potential fraud, and ensure hosts are using vehicles according to their declared usage type. This protects both hosts and insurance partners.
Our FNOL (First Notice of Loss) system captures all information insurers need. Report damage within 24 hours through the app with photos. Most straightforward claims resolve within 3-5 business days. Your deductible depends on your tier: BASIC $2,500, STANDARD $1,500, PREMIUM $1,000.
Currently, we're focused on the Phoenix metro area and Arizona. We operate under Arizona's P2P car sharing legislation (A.R.S. § 28-9601). Expansion to other states is planned for 2026.
Find your perfect car from local Phoenix owners