Industry-leading protection, fastest payments, and technology that maximizes your earnings while protecting your investment.
Compare our included protection vs. traditional commercial insurance
| Coverage Aspect | ItWhip Protection | Traditional Insurance | Your Advantage |
|---|---|---|---|
| Coverage Limit | Up to $2M liability | $25K-50K typical | 40x more protection |
| Monthly Cost | $0 (included) | $250-500/month | Save $3,000-6,000/year |
| Activation | Automatic per trip | Always active | Only pay when earning |
| Claims Process | 48-72 hour resolution | 2-4 weeks typical | 10x faster claims |
| Deductible | $0-1,000 based on plan | $500-2,500 typical | Lower out-of-pocket |
Join thousands of successful hosts earning with confidence
Important Information: Protection provided through licensed third-party insurance carriers. Coverage amounts and availability subject to vehicle eligibility, location, and underwriter approval. ItWhip facilitates coverage but is not an insurance company. Protection applies only during active rental periods booked through our platform. Earnings estimates based on platform averages and not guaranteed. Individual results vary based on vehicle type, location, availability, seasonality, and market conditions. Tax benefits vary by individual situation - consult a tax professional. Payment timing subject to banking holidays and verification requirements. 48-hour payment applies to verified hosts with completed documentation. Vehicle eligibility requirements include age, condition, and safety standards. Guest screening includes third-party background checks but does not guarantee renter behavior. Platform features, benefits, and commission rates subject to terms of host agreement and may vary by market. Host tier benefits require maintaining qualification criteria. Support response times are targets, not guarantees. GPS tracking and telematics features require compatible hardware installation. Professional photography and other services may have additional fees in some markets. Reserve fund protection subject to platform terms and conditions. Luxury and exotic vehicle coverage may require additional verification and documentation. Commercial use outside platform prohibited. Personal insurance required for non-rental use. Business licenses and permits vary by jurisdiction - hosts responsible for compliance. Platform reserves right to modify terms, features, and pricing with notice. Arizona-specific regulations apply including Transaction Privilege Tax requirements. Airport and hotel partnerships vary by location. Not all features available in all markets. Elite host programs have specific qualification requirements. This information does not constitute legal, tax, or financial advice. All trademarks and partner references are property of their respective owners.