Peer-to-peer car rental Phoenix Arizona

Rent Cars From Arizona Owners

• Fully insured • Hosts earn up to 90% •

Phoenix • Scottsdale • Tempe • Mesa • Chandler

Why Rent with ItWhip

Peer-to-peer car rentals and rideshare vehicles with built-in protection

$1M Protection

Fully insured

Every trip backed by comprehensive liability coverage

MaxAC™ Certified

Arizona ready

Every vehicle tested for Phoenix summer heat

Pre-Cooled Delivery

Skip the hot lot

Your car arrives cool, not sitting in a scorching lot

Local Phoenix Hosts

Verified & trusted

Real people with personalized service, not corporate counters

Flexible Pickup

Meet anywhere

Airport, hotel, or home delivery available

Transparent Pricing

No surprises

No hidden fees or surprise counter upsells

Transparent Earnings

Simple Insurance-Based Tiers

Your earnings are determined ONLY by the insurance you bring. No complex metrics, no hidden calculations.

PREMIUM
90%

Commercial Insurance

You bring your commercial insurance. Highest earnings, full business benefits.

  • Your commercial policy is primary
  • Platform insurance as backup
  • Priority claims processing
  • Full tax deductions available
STANDARD
75%

P2P Insurance

You bring peer-to-peer insurance. Solid earnings, lower insurance costs.

  • Your P2P policy is primary
  • Platform provides secondary coverage
  • Standard claims processing
  • Partial tax benefits
BASIC
40%

Platform Insurance

No insurance needed. We handle everything. Perfect for getting started.

  • Platform insurance is primary
  • No insurance costs for you
  • Full platform support
  • Zero barrier to entry

Ready to earn 40-90%? Start Earning·Full Insurance Guide

Important Notes

Impact Scores DO NOT affect earnings. They influence booking rates and pricing power only.

Declaration type affects underwriting, not your earnings percentage.

Only insurance determines your tier. Simple, transparent, fair.

Truth Verification

Mileage Forensics™ System

The only platform that verifies every mile. Complete transparency for hosts, guests, and insurers.

Rental Only (15 mi max)

Host declares vehicle is ONLY for rentals. System flags any gap over 15 miles between trips as potential misuse.

  • Best insurance rates
  • 100% business deduction
  • Fraud detection active

Mixed Use (500 mi max)

Host declares vehicle for rentals AND personal use. Allows up to 500 miles between trips without flags.

  • Moderate insurance rates
  • Partial tax deduction
  • Flexible usage allowed

Commercial (300 mi max)

Host declares vehicle for rentals AND business operations. Up to 300 miles for business travel allowed.

  • Commercial insurance rates
  • Full business deduction
  • Trip logs required

Every mile tracked, verified, protected. How it works

Arizona Ready

Every Car MaxAC™ Certified

All vehicles tested for extreme heat performance. No hot parking lots, no broken AC, no compromises.

115°

Desert-Ready AC

Every vehicle tested to perform in Phoenix summer heat. No exceptions.

Pre-Cooled Delivery

Your car arrives cool and comfortable, not sitting in a hot rental lot.

UV Protection

Legal tint levels and sun protection. Stay cool, stay legal, stay comfortable.

All vehicles meet MaxAC™ standards. Learn how we certify

Dynamic Pricing

Arizona Events Calendar

Maximize earnings during peak events. Our dynamic pricing adjusts automatically for major Arizona events.

JAN

Barrett-Jackson

Classic car auction week

1.5x rates
JAN-FEB

PGA Phoenix Open

Waste Management Open

1.3x rates
FEB-MAR

Spring Training

15 MLB teams

1.4x rates
MAR

Scottsdale Arts Festival

Convertible weather

Peak demand
APR

Phoenix Film Festival

Celebrity arrivals

1.2x rates
OCT

Arizona State Fair

Family travel surge

1.3x rates
NOV

Las Vegas F1 Overflow

Vegas visitors

1.5x rates
DEC

Fiesta Bowl

College football championship

1.4x rates

Summer: 20% auto-discount applied. Premium vehicles for every event. View coverage areas