ItWhip.com is a peer-to-peer car rental marketplace where car owners list their vehicles for rent and keep 100% of their earnings. Unlike other platforms, we do not take commissions—just a small listing fee.
We facilitate secure payments, hold a refundable security deposit ($100–$250), and ensure every rental has insurance coverage. Renters can book vehicles instantly, and hosts get paid immediately after key exchange.
100% earnings for hosts – No commission, just a small listing fee.
Instant payouts – Hosts get paid as soon as the keys are exchanged.
Mandatory insurance coverage – Renters must have their own policy or purchase ItWhip’s insurance.
Security deposit protection – We hold a $100–$250 refundable deposit for every rental.
Free car wash service – Hosts get complimentary mobile car cleaning after each rental.
How do I list my car on ItWhip?
Renters pay through ItWhip’s secure system before pickup.
We immediately transfer the payment to the host once the keys are exchanged.
A $100–$250 deposit is held to cover potential damages.
Once the car is returned clean and in good condition, the deposit is refunded to the renter.
At ItWhip.com, we provide a fully independent peer-to-peer car-sharing experience where guests book directly from local vehicle owners (hosts). This model creates affordable, flexible rental options while giving hosts complete control over their earnings.
To maintain clarity, fairness, and legal compliance, ItWhip maintains a strict No Refund Policy unless otherwise stated in writing by the host before booking confirmation.
This document outlines why that policy exists, how it applies, and what to expect in cases of cancellation or disputes.
Unlike traditional rental platforms that collect commissions or booking fees from vehicle owners, ItWhip does not take any cut from host earnings. Every dollar paid for the booking is either retained by the host or used to support essential platform services (such as insurance processing, listing tools, support infrastructure, and advertising).
Because ItWhip does not control host payouts, and in most cases the host receives payment directly or immediately after confirmation, we are unable to issue cash refunds once the booking is confirmed.
This setup ensures maximum profit for hosts and lower costs for renters—but it also means that guests must be confident in their reservation before completing payment.
The peer-to-peer model at ItWhip allows vehicle prices to be set by real individuals, not corporate systems. Most vehicles are 30%–60% cheaper than equivalent models from commercial rental companies or hotels offering vehicle services.
This price structure exists because we eliminate the middleman, platform markups, and corporate overhead. However, it also means that the pricing model does not include refund protection buffers like you might find in larger companies that charge higher fees.
In short: the affordability you receive on ItWhip is only sustainable because bookings are final, and the system is designed to prioritize flexibility and profit for individual hosts—not centralized refund handling.
Across industries such as air travel, hotel accommodations, and short-term vacation rentals, it is standard policy that once a reservation is confirmed, it becomes non-refundable—particularly if the pricing is discounted, promotional, or time-blocked.
ItWhip operates under the same premise. When you book a car from a host, that time and vehicle are now reserved specifically for you. That host has removed the vehicle from availability for other potential guests. Whether or not you show up, use the full time, or cancel your plans, the host has committed that window to you.
This time-blocked commitment makes refunds impractical and inconsistent with the platform’s intent: empowering individuals to monetize their vehicles independently.
Yes, there are some restrictions. Typically, you must be at least 21 years old and hold a valid driver's license. Drivers under 25 may be subject to additional fees or conditions. Certain vehicle categories, particularly high-performance or luxury models, may have extra requirements as well. For specific details, please review our rental terms or contact our customer service team.
Yes, we frequently offer a variety of discounts and promotions, including seasonal deals and loyalty rewards. For the most current offers, please visit our website or contact our customer service team directly.
Yes, but you only need basic liability insurance, a rental-specific policy is recommended but not required.
Since most personal policies do not cover rentals, renters must either use their own insurance or purchase ItWhip’s mandatory coverage before booking.
Every rental is covered by at least one of these policies:
- Renter’s personal insurance (if applicable).
- ItWhip’s mandatory insurance (if purchased).
- Another driver’s insurance (if they are at fault).
Since most personal policies do not cover rental use, we highly recommend hosts carry a rental-friendly policy for full protection.
No! In most cases you will not because ItWhip provides a free mobile car wash service for all hosts.After each rental, hosts can schedule a professional car cleaning at no cost no more wasting time or money on car washes!
Just return the car, schedule the wash, and it’s done.This is included in all listing plans to ensure every vehicle remains clean and renter-ready.
Do I need insurance to rent a car on ItWhip?
Not necessarily. You can:
-Use your own auto insurance (if it covers rentals).
-Purchase ItWhip’s insurance for full protection.
Since most hosts’ personal policies won’t cover rentals, renters must have their own insurance or buy coverage through ItWhip before booking.
-Your personal auto insurance (if applicable).
-ItWhip’s mandatory insurance (if purchased).
-The other driver’s insurance (if they caused the accident).
Since most hosts’ personal policies won’t cover rental damage, renters must have valid insurance before booking.
No. ItWhip facilitates transactions but does not own or insure vehicles. However, every rental is secured by a mandatory deposit and insurance policy, ensuring financial protection for both renters and hosts.
Each host sets their own cancellation policy, so contact them directly for refunds or changes.
Earn more, Get paid instantly:
No waiting for payouts.
Free car cleaning:
Professional mobile wash after every rental.
Safe & secure transactions:
-Deposits and payments handled by ItWhip.
Flexible insurance options:
-Renters can use their own policy or purchase coverage through ItWhip.
Keep 100% of your rental income.
Read what our hosts and guests say about ItWhip.